Nov 10, 2025

Co-signing a loan often comes from a place of support — whether you’re trying to help a family member or friend qualify for a car, student loan, or even a mortgage. But before you put your name on the dotted line, it’s important to understand what co-signing really means for your credit, financial future, and...

Oct 20, 2025

Thinking about remodeling your home in Phoenix, Mesa, Gilbert, or Chandler? 🏠 Before you spend a dime, find out which home improvement projects actually increase your home’s value in Arizona — and which ones don’t.

In this episode of State 48 Homeowner, host Scott Kooiman and the experts at Klaus Team Real...

Sep 29, 2025

Do you really need 20% down to buy a house? What credit score do you actually need to qualify? And how do down payment assistance programs really work?

In this episode of the State 48 Homeowner Podcast, Scott Kooiman is joined by Steve Farrington and Twila Edwards from the Klaus Team to bust some of the biggest...

Sep 15, 2025

The #1 mistake first-time homebuyers make? House hunting before getting pre-approved.

In this episode of the State 48 Homeowner Podcast, Scott Kooiman sits down with Steve Farrington and Twila Edwards from the Klaus Team to explain why pre-approval is the crucial first step in the homebuying process.

You’ll learn:

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Aug 4, 2025

Are your Arizona property taxes going up even though home prices are dropping? Confused by that annual assessment notice? Or worried about title fraud, especially if you own land? You’re not alone — and we’ve got answers.

In this episode of State 48 Homeowner, Scott Kooiman sits down with Maricopa County Assessor...