May 4, 2026

In Arizona's market, an offer without a pre-approval letter is just a suggestion. Scott and Steve Farrington break down 5 steps to get fully pre-approved — in as little as 48 hours.

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Thinking about buying a home in Arizona? Before you fall in love with a house, you need to know your real number —...

Mar 2, 2026

When someone in your family passes away, the house doesn't disappear. The mortgage doesn't disappear. And the questions definitely don't disappear — who owns it now, does it have to go through probate, what if there's no will, what if the siblings can't agree?

In this episode, Scott Kooiman sits down with Trust and...

Feb 9, 2026

What is the home buying process in Arizona?
If you’re renting, thinking about buying, or trying to understand how buying a home actually works in Arizona, this episode breaks it down step by step.

In this episode of State 48 Homeowner, Scott Kooiman and Twila Edwards of Klaus Team walk through the Arizona home buying...

Jan 12, 2026

What happens to the house in a divorce?

For many homeowners, divorce and real estate collide in painful and expensive ways. The home is often the biggest asset, the biggest debt, and the most emotionally charged part of the divorce process — and it’s where people make the most costly mistakes.

In this episode of

Nov 10, 2025

Co-signing a loan often comes from a place of support — whether you’re trying to help a family member or friend qualify for a car, student loan, or even a mortgage. But before you put your name on the dotted line, it’s important to understand what co-signing really means for your credit, financial future, and...